Terms of Service

Agreement to terms

By using The Investors Centre (theinvestorscentre.co.uk), you agree to these terms. If you don't agree, please don't use the site. We may update these terms from time to time — the "last updated" date at the top tells you when changes were made. Continued use after changes means you accept the new terms.

Who we are

The Investors Centre is operated by TIC Investments Ltd, a company registered in England and Wales (company number 15242358). Our registered address is Unit Gf4, Eagle House, Great Whelnetham, Bury St Edmunds, IP30 0UN.

We're a comparison and review website. We are not authorised or regulated by the Financial Conduct Authority (FCA). We don't provide financial advice, manage investments, or handle your money in any way.

What we provide

We publish:

• Reviews and comparisons of investment platforms, trading apps, and financial products
• Educational guides about investing and personal finance
• Tools and calculators to help you compare options
• News and updates about the platforms we cover

All of this is for informational purposes. It's designed to help you make more informed decisions, but it's not a substitute for professional financial advice tailored to your circumstances.

This is not financial advice

We need to be clear about this: nothing on our site constitutes personal financial advice. Our reviews reflect our opinions based on testing and research. We don't know your financial situation, goals, or risk tolerance — so we can't tell you what's right for you.

Before making any investment decision, consider whether the product is appropriate for you. If you're unsure, consult an independent financial adviser authorised by the FCA.

How we make money

We earn money through affiliate partnerships. When you click certain links on our site and sign up with a platform, we may receive a commission. This doesn't cost you anything extra.

We clearly mark affiliate links where required. For full details on our editorial standards, see our Editorial Policy.

Tools and calculators

We provide various tools to help you compare platforms and estimate costs. These tools are for illustration only. Results are based on the information you input and assumptions that may not reflect your actual situation.

We try to keep tool data accurate, but platform fees and features change frequently. Always verify current terms directly with the platform before making decisions.

Accuracy of information

We work hard to keep our content accurate and up to date. We test platforms with real money, fact-check our articles, and update reviews when things change. But we're human, and platforms change their offerings constantly.

We can't guarantee that every piece of information is accurate at the moment you read it. If you spot an error, please let us know — we take corrections seriously.

Links to other websites

Our site contains links to third-party websites, including the investment platforms we review. We have no control over these sites and aren't responsible for their content, privacy practices, or availability.

When you leave our site, you're subject to the terms and privacy policies of whichever site you visit. We'd recommend reading those before signing up to anything.

Your responsibilities

When using our site, you agree to:

• Use the site lawfully and not for any fraudulent purpose
• Not attempt to gain unauthorised access to our systems
• Not use automated tools to scrape or copy our content
• Not reproduce, distribute, or republish our content without permission
• Provide accurate information if you contact us or use our tools

Intellectual property

All content on this site — articles, reviews, images, logos, tools, and design — is owned by TIC Investments Ltd or used under licence. You can read it, share links to it, and quote short excerpts with attribution. You can't copy, republish, or repurpose substantial portions without our written permission.

If you'd like to use our content (for research, media, or otherwise), email info@theinvestorscentre.co.uk and we'll see what we can do.

Limitation of liability

To the fullest extent permitted by law, TIC Investments Ltd is not liable for any losses or damages arising from your use of this site or reliance on its content. This includes (but isn't limited to) investment losses, loss of data, or any indirect or consequential losses.

We provide this site "as is" without warranties of any kind, express or implied. We don't guarantee that the site will always be available, error-free, or free from viruses.

Nothing in these terms excludes or limits our liability for death or personal injury caused by negligence, fraud, or anything else that cannot be excluded under English law.

Indemnity

You agree to indemnify and hold harmless TIC Investments Ltd, its directors, and team members from any claims, damages, or expenses arising from your breach of these terms or misuse of the site.

Governing law

These terms are governed by the laws of England and Wales. Any disputes will be subject to the exclusive jurisdiction of the courts of England and Wales.

If any part of these terms is found to be unenforceable, the rest remains in full effect.

Changes to these terms

We may update these terms when needed. We'll update the "last updated" date at the top when we do. For significant changes, we'll make reasonable efforts to notify you — likely through a notice on the site. Your continued use after changes constitutes acceptance.

Entire agreement

These terms, together with our Privacy Policy and any other policies referenced, constitute the entire agreement between you and TIC Investments Ltd regarding your use of the site.